Nayla is your ideal partner in supporting your micro enterprise across all vital sectors. Whether you're in retail, food and beverage, beauty, e-commerce, logistics, or personal services, Nayla provides you with the financing you need — up to 
100,000 — to accelerate your growth and pursue your ambitions with confidence and stability.
* Terms and conditions apply
Receive your growth capital in just a few days with our streamlined digital process.
Our unique scoring system understands micro enterprises. Unlike traditional banks, we evaluate your business based on its true potential and challenges.
From application to approval, experience a seamless digital journey. No lengthy paperwork, no long queues. Get access to capital within a few days, not months.
Nayla aligns with all Sharia principles, offering ethically-grounded financial solutions that resonate with our customers' values and beliefs.
How Does Financing Work With Nayla?
Experience ease and clarity with Nayla’s Financing. Here’s a step-by-step guide to how we make financing straightforward and accessible for your business.
1. Open an Account
Open a new account using your mobile number
2. Fill out the application form
Fill out the financing application form in less than five minutes
3. We’ll review your application immediately
Our system automatically evaluates your application quickly
4. Funding arrives in your business’s account
After approval, your financing will be directly credited to your business’s account
Get a clear view of our flexible financing terms with these illustrative examples
| Financing Amount |  50,000 |
| Financing Period | 12 months |
| Monthly Installment | 5,167 |
| Total Repayable Amount | 62,000 |
| Annual Percentage Rate (APR) | 61.53% |
| Admin Fee | 3% |
| Financing Amount | 75,000 |
| Financing Period | 12 months |
| Monthly Installment | 7,750 |
| Total Repayable Amount | 93,000 |
| Annual Percentage Rate (APR) | 61.53% |
| Admin Fee | 3% |
| Financing Amount | 100,000 |
| Financing Period | 12 months |
| Monthly Installment | 10,333 |
| Total Repayable Amount | 124,000 |
| Annual Percentage Rate (APR) | 61.53% |
| Admin Fee | 3% |
Important Notes:
Estimate Your Monthly Repayments
Al Imam Saud Ibn Abdul Aziz Branch Rd, Al Muruj, Riyadh 12282, Saudi Arabia
800-245-0888
support@naylafinance.com
Sunday to Thursday, 9:00 AM – 5:00 PM (KSA time)
10,000,000 , CR 1009145092, National Address: 7606 - Al Muruj District - Riyadh - 12282, licensed under license number 99/أ ش/202504 and subject to the supervision and oversight of the Saudi Central Bank.