OUR PRODUCT
Steady steps toward your goals
Steady steps toward your goals
Nayla is a Saudi company founded in 2025 by Saudi talent, empowering micro enterprises through a clear mission, authentic values, and a commitment to fair, digital financing solutions. It is licensed under 99/A Sh/202504 and is supervised and regulated by the Saudi Central Bank.
Nayla Finance is designed for micro enterprises and freelancers in Saudi Arabia who need fast, flexible, Sharia-compliant financing to support their operations and cover operating expenses. We serve independent entrepreneurs who prefer easy digital solutions that help them manage cash flow without banking complexity.
20,000 - 100,000Flexible financing that fits your business needs and fuels ongoing growth
Comfortable payment plans that keep your cash flow flexible
Serving entrepreneurs and small businesses across the Kingdom
Streamlined steps that make accessing financing fast and simple
Your Partner in Growth!
Experience ease and clarity with Nayla's Financing. Here's a step-by-step guide to how we make financing straightforward and accessible for your business.
Open a new account using your mobile number
Fill out the financing application form in less than five minutes
Our system automatically evaluates your application quickly
After approval, your financing will be directly credited to your business's account
Pricing Example
Here is an overview that explains the nature of financing and its terms at Nayla with examples for illustration only
| Financing Amount | 50,000
 |
| Financing Period | 6 month |
| Monthly Installments | 5,167
|
| Total Repayable | 62,000
|
| APR | 61.53% |
| Admin Fee | 3% |
| Financing Amount | 75,000
|
| Financing Period | 6 month |
| Monthly Installments | 7,750
|
| Total Repayable | 93,000
|
| APR | 61.53% |
| Admin Fee | 3% |
| Financing Amount | 100,000
|
| Financing Period | 6 month |
| Monthly Installments | 10,333
|
| Total Repayable | 124,000
|
| APR | 61.53% |
| Admin Fee | 3% |
• Terms and conditions apply
• The cost of financing may vary according to the amount, term, and credit report of each customer
• The numbers presented are illustrative examples only and are not considered a commitment or an offer from Nayla Finance
• The last update was on 1 April 2026
Using our easy-to-use credit calculator
100,000 Monthly Payment
20,400
Total Repayment Amount
20,400
• Financing rates are calculated based on the best Risk Category
• The cost of financing may vary according to the amount, term, and credit report of each customer
• The overall loan repayment and monthly payments encompass the principal amount, profit, and administrative fees
• The numbers presented are illustrative examples only and are not considered a commitment or an offer from Nayla Finance
• The monthly profit margin ranges between 2% and 3%